For most of our lives, we have had very little choice concerning the health coverage we have had from our employers. However, all of a sudden, when you turn 65 there are all these choices, confusing terminologies, plan “letters” to deal with, and of course an avalanche of solicitations from insurance companies, telemarketers, and endless YouTube videos (from strangers you do not know)!!
Over the past 10+ years, we have made a practice of sitting down one-on-one with people and simplifying complex choices to a point that makes sense. Surely there are still questions, but for the most part, our members feel confident in their choices because we can “boil it down” to the most important details and help them make the choices that best fit their personal situation. Maybe that is why most of our hundreds of members have come to us by “word of mouth” in our local community and why they keep referring us to their friends.
Since there are many different scenarios/options when you are approaching TURNING 65, DISABLED UNDER 65, WORKING BEYOND 65, SERVED IN THE MILITARY, etc. I have one simple answer…CALL HERB.
No matter what your question, the answer is still CALL HERB.
Remember, NO SALES PITCH…NO STRINGS ATTACHED!
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Call today to learn about burial insurance or final expense insurance policy so your family doesn’t have to worry about it tomorrow.
Client Stories: Satisfied customers share their insurance experiences with Upstate Senior Benefits LLC
We have been 40+ year friends of Herb and Susie Eplee so when we found out he could help my wife with her Medicare Supplement and me with my Medicare Advantage Plan, we gave Herb a try. Well, he did not disappoint. He is readily available for questions and keeps us up to date on changes to our Plans. We are proud to be friends of Upstate Senior Benefits, LLC! Blessings to you!
Rodger and Pat G.
I have been a Certified Financial Planner™ for about 30 years and I have known Herb Eplee for even longer. More important than any technical knowledge, the CFP taught me to be an advocate for clients, to just put their interests first. This is what I see and admire in Herb Eplee. Yes, Herb has impressive technical knowledge in Medicare but really no one cares that you know until they know that you care. He cares. I’ve seen it. I trust him. I trust him with people I care about.
(MSFS, CFP, CFS)
Jerry Johnson
My husband and I have known Herb and Susie for decades at church. When I found out he could help me with my Medicare coverage, I let him educate me and help me find a Medicare Advantage Plan that would benefit me the most. It has been a pleasant experience and a great way to keep up our friendship! Let Herb help you too! Johnnie R.
Johnnie R.
Making a Medicare decision was very important to me. I had done enough homework and had a clear idea of my health, funds, travel needs, and health care in places I knew I would travel again. What stood out about Herb was a deep understanding of Medicare options, and communicating in simple clear language. He had the time and patience to answer all my questions and helped me choose the best program at the time. Herb has provided support before I was a customer and since then every year. I am proud to know him. Victor J.
Victor J.
Herb was recommended to me by a friend so he became my Medicare agent in 2023. We always have good conversations on a variety of topics and finish with prayer. I appreciate that Herb is available and involved with my Medicare coverage. Blanca F.
Blanca F.
Herb was recommended to me and I am glad he was. My Mother and I have relied upon his guidance in getting the proper Medicare coverage for both of us. He is always ready to answer questions and give explanations. We are very happy to have him a phone call away.
Teresa F. and Aubrey B.
Herb has been my Medicare agent since I retired in 2016. He has kept me up-to-date on the best prices for my Medicare Supplement and Prescription Drug Plans. I haven’t needed him much but he has always been available for questions about my coverage. He always checks me during Annual Enrollment Period in the Fall. I appreciate him as my Medicare agent and friend. Mitzie P.
Mitzie P.
Angie and I met Herb nearly 7 years ago when a friend gave me his card. After meeting with Herb, I knew I had met the agent I wanted to guide me through the Medicare maze. One of the most important things is that Herb listens to you and then educates YOU to make the choice that benefits you most. Another big asset for us is that we can call Herb to discuss or ask questions and he always takes time to answer. Our experience has always been A+ in our interactions with Herb
Jim and Angie V.
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