Recent News and Updates
Read the latest news and information useful to you.
For most of our lives, we have had very little choice concerning the health coverage we have had from our employers. However, all of a sudden, when you turn 65 there are all these choices, confusing terminologies, plan “letters” to deal with, and of course an avalanche of solicitations from insurance companies, telemarketers, and endless YouTube videos (from strangers you do not know)!!
Over the past 10+ years, we have made a practice of sitting down one-on-one with people and simplifying complex choices to a point that makes sense. Surely there are still questions, but for the most part, our members feel confident in their choices because we can “boil it down” to the most important details and help them make the choices that best fit their personal situation. Maybe that is why most of our hundreds of members have come to us by “word of mouth” in our local community and why they keep referring us to their friends.
Since there are many different scenarios/options when you are approaching TURNING 65, DISABLED UNDER 65, WORKING BEYOND 65, SERVED IN THE MILITARY, etc. I have one simple answer…CALL HERB.
No matter what your question, the answer is still CALL HERB.
Remember, NO SALES PITCH…NO STRINGS ATTACHED!
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Call today to learn about burial insurance or final expense insurance policy so your family doesn’t have to worry about it tomorrow.
Client Stories: Satisfied customers share their insurance experiences with Upstate Senior Benefits LLC
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